More cred. Less dred.
Meet with a credit expert.
At each Harry Ritchie’s location, or virtually with video chat, we have credit experts to assist you in your search for the perfect payment plans. The options are endless. Fill out this quick request to schedule an appointment with one of our awesome associates. We’ll be in touch within 24 hours to confirm. See you soon!
Get just what you want and pay for it just the way you want. Work with our credit experts to create payments that fit your budget. It only takes a few minutes at any of our locations to get you started. You’re approved, because you rock.
HR Credit accounts are your way to custom-tailored in-house financing
Pick out something fabulous.
That’s it, you’re approved to bling.
(and then some)
Early Payoff Incentive
Pay off your account within 90 days of purchase and we’ll remove the interest from your final payment amount.
Up to $100 new member gift card
Open an account and with your first account purchase, you’ll be gifted up to $100 to use next time!
Rebate gift cards
Each year, just in time for holiday shopping, receive up to $300 back on a rebate gift card.
VIP jewelry repair pricing
VIP Pricing on jewelry repair services when you use your HR Credit account.
Share the love
For each friend or family member you refer to open an HR Credit Account, you get a $20 gift card.
Already have an account?
To make an online payment on an existing account, click here to be redirected to our payment portal.
To make an account payment over the phone, call your local store or (800) 275-1951.
If you are being impacted by COVID-19, please know that we care about you and are available to talk through any account questions or concerns you may have. Don’t hesitate to call us at (800) 275-1951. As a community, we are in this together, and only together, will we overcome this.